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Now local governments are starting to join the trend. Starting July 1, full-time employees of the city of Memphis will be eligible to receive $50 a month for their loans. "We are proud to be the first.

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FHA loans provide an excellent opportunity to buy a home in Memphis, TN. The FHA (Federal Housing Administration) was created to give the average American a chance at owning their own home. FHA loans provide home financing to many that might not otherwise qualify for a conventional mortgage.

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