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Two borrowers lost their homes after struggling to repay the loans, and others have been threatened with foreclosure. Many say they have paid thousands out of their own pockets to fix the work after.

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The bank additionally provides loans that include real estate, commercial, construction, home equity, consumer and secondary mortgages. Peoples State Bank is located in Shepherd, Texas. Texas Home Equity Loans, Calculators, and Rates | Amplify CU – Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value.