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Last week, Detroit’s Mayor Mike Duggan unveiled the Detroit Home Mortgage Initiative, a new program that could be a potential gamechanger. The new program, designed to address this appraisal gap, has valuable consumer protection features and has already earned widespread support from financial and government institutions.
One of the problems is that there are so few comparable properties on which to base an appraisal. Many homes in Detroit and other places have been torn down. That in turn makes it difficult for a prospective buyer to obtain a mortgage, which makes rehabbing unprofitable, which discourages new investment, creating a vicious cycle.
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PDF | David Rusk, former Mayor of Albuquerque, New Mexico, has observed that "bad neighborhoods defeat good programs".. Privileged Places: Race, Uneven Development and.. The Urban Institute.
Housing inventory steadily declines in 2012 Despite several years of decline in the aftermath of the 2008 housing market collapse, home prices in most markets across the United States are steadily increasing. holding back inventory that.
Very interesting tale cheap amantadine This is the second delay for a hearing on the swaps deal, which first was set for a hearing earlier this month. Kevyn Orr, Detroit’s state-appointed emergency manager who took the city to bankruptcy court on July 18, has been pushing for a quick process that would end the city’s bankruptcy by the fall of 2014.
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In the piece, we noted that while most experts believe that central banks set interest rates, it’s actually the other way around-the market leads, and the Fed follows. Read full article. read full.