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About Home Loans. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

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Interested applicants are encouraged to contact their local mortgage lenders to inquire about applying for the guaranteed loan. USDA does not endorse any specific private sector lenders. This list of Nationally Approved Lenders is not inclusive of all participating lenders.. Income limits (pdf) are dependent upon location of the home, and the number of persons residing in the home.

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Living in Richmond, Texas, doesn’t mean you’re forced to settle for one style of home, as residential architecture ranges from ranch style to Mediterranean.Average home costs vary with economic swings, but overall Richmond emerges as an affordable place to live. The upscale areas of Aliana, Hillcrest, and Winston Terrace are full of hometown flair and elegant charm, and the deluxe homes.

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