Morgan Stanley surprised by reported Citi settlement size  · Morgan Stanley (NYSE: MS) Thus far for Q2 earnings we have seen 229 companies in the S&P 500 report earnings. Of those 229, 155 have reported earnings above expectations.Mortgage rates hit a five-week low Survey shows first-time homebuyers growing weary of short sales Donald Trump accuses Obama, Yellen of conspiring to keep interest rates low NEW YORK (Reuters) – Republican White House contender Donald Trump accused the U.S. Federal Reserve on Tuesday of keeping interest rates low at the bidding of Democratic President Barack Obama.First-time buyers accounted for 35 percent of all home buyers based on data from NAR’s 2016 Profile of Home Buyers and Sellers (HBS), up from 32 percent in 2016. The HBS is a survey of primary residence home buyers and does not capture investor purchases but does cover both existing and new home sales.Mortgage rates continue to decline in 2016, hitting another new low for the year. average 30 year mortgage rates fell to 3.36 percent this week, down from last week’s average 30 year mortgage rate of 3.43 percent. 30 year rates are now only 5 basis points higher than the all-time record low of 3.31 percent set in late 2012.

Despite the federal housing administration showing improvement in its financial house, it’s unlikely FHA mortgage insurance premiums will be going down in 2015. On Monday, the FHA released its.

Home / Offices / Hsg / Comp / Premiums / HUD – Single Family Housing – Insurance Premiums Single Family Mortgage Insurance Premium The following links take you to more information about single family mortgage insurance premium:

FHA Announces Mortgage Insurance Premium Cut. Some homeowners who purchased homes with FHA loans could save as much as $900 a year thanks to a reduction in the FHA mortgage insurance premium announced by the FHA and HUD. An FHA/HUD press release (HUDNo. 15-001) announced the change, which could take effect as early as the end of the month.

Recently, the annual mortgage insurance premiums for these loans. “If all of your down payment funds are a gift, then an FHA loan is your best choice.. ($ 82,984 for a four-person household in the D.C. region in 2015), or you are.. that whatever caused their credit score to be lower won't happen again.

FHA made the announcement in January of 2015 that FHA insured. FHA has varying rates on annual MIP, depending on the size of the loan. If you pay down your FHA mortgage early, you'll wind up paying. Either way, your new conventional mortgage won't require PMI if you refinance at this point.

FHA mortgage insurance premiums won’t be going down in 2015 – Despite the Federal Housing Administration showing improvement in its financial house, it’s unlikely FHA mortgage insurance premiums will be going down in 2015. On Monday. implementing a series of.

Monday Morning Cup of Coffee: Fannie, Freddie bonds in high demand? Monday Morning Cup Of Coffee: Mulvaney’s CFPB losing interest in payday lenders?. demand is rising in outlier housing markets across the nation, with Spokane, Washington leading the pack. First-time home buyer: Here’s why they are purchasing more homes today. Fannie Mae renovates its.

This option may take years, and paying down your mortgage faster won’t speed. an FHA or a conventional loan, the easiest way to dump your mortgage insurance is a refinance, says Conarchy. "The.

The good change is that FHA lowered its mortgage insurance premiums in January 2015. On the negative side, they’ve made pmi essentially permanent over the life of most mortgages that they insure.

If you put down more than 10% but less than 20%, you pay mortgage insurance premiums for 11 years. If you put down less than 10%, you’ll have to pay monthly premiums for the life of your FHA loan.